Property & Casualty
From submission to renewal — instrumented, intelligent, and scaled by human judgment.
Autonomous underwriting and claims for personal, commercial, and specialty P&C.
P&C carriers are drowning in unstructured submissions, catastrophe volatility, and legacy core debt. We deploy AI-native workflows on top of Guidewire, Duck Creek, and greenfield stacks — orchestrated by AI-empowered pods that resolve the exceptions machines can't.
How AI reshapes property & casualty.
Submission triage AI
LLMs extract ACORDs, loss runs, and broker emails into structured risk objects in seconds — 90% straight-through.
Cat-aware pricing
Real-time exposure signals from cat models, IoT, and geospatial feeds embedded directly into the underwriter's workbench.
FNOL & claims autonomy
Computer-vision damage assessment, fraud pattern detection, and dynamic reserving — with adjusters routed only to complex losses.
Weaving humans into every P&C workflow.
Software alone isn't a strategy. Every Property & Casualty engagement pairs the platform with a dedicated, regulator-fluent pod — augmented by proprietary copilots so capability compounds instead of stalling.
24/7 underwriting pods
Follow-the-sun teams trained on your appetite and rating plan, augmented with proprietary copilots.
Claims adjuster squads
Vertical-fluent adjusters handle the 5% of losses that require empathy and negotiation — machines handle the rest.
Policy servicing at scale
Endorsements, renewals, and audit remediation delivered as a managed capability, not a headcount problem.
"A top-15 US commercial carrier consolidated 4 legacy PAS platforms into one AI-orchestrated core in 14 months."