State of Underwriting Talent 2026
The definitive read on the underwriter shortage, the copilot adoption curve, and what a modern UW bench actually costs.
- 72% of P&C carriers plan to reduce headline UW headcount by 2028 — but 58% are increasing senior UW comp.
- Copilot-augmented underwriters review 2.3x more submissions per week, but only when the copilot writes into the pricing sheet.